In a perfect world, we would all be able to buy whatever we want, whenever we want. However in this world (or at least the one I live in), a girl’s gotta stick to a budget. My goal, always, is to be relatable and show style that is attainable for every girl.
However, I do appreciate investment pieces that can be worn and kept for years and years. Jackets, jewelry, shoes, and bags normally make the best “investment” pieces. Personally, I love love LOVE shoes. I tend to save my splurges for pairs I cannot resist. However, figuring out how to save for investment pieces is VERY important.
How to Save for Investment Pieces
I use the term “investment piece” loosely. At the end of the day, they’re clothes/things you wear and not an actual investment that will give you a real return (unless you’re going for Chanel or Hermes… then yes, it could actually be considered an investment.) Designer clothing and accessories don’t always equal better quality, but often it does! Having a couple nice pieces in your closet can really transform your entire wardrobe.
Now that it’s September, everyone’s talking boots. Particularly, OTK boots. I think OTK boots have moved past being a trend – they’re a definite staple in my closet and I constantly try to think of ways to wear them, even in the summer.
Stuart Weitzman shoes are some of my favorite.
The 5050 boots were the first nice shoes I ever bought for myself and thanks to an amazing cobbler (if you’re in LA and want a good rec, lmk!) they’re still kicking today. My current favorites are the Highlands (pictured here) and Lowlands (need to acquire every color… stat). I love suede shoes and the adjustable tie in the back helps ensure the perfect fit!
I’ve honestly tried on so many pairs of OTK boots and have a really hard time finding ones that actually stay up. These fit perfectly to your legs for that skin-tight look, even if you have thinner legs. If you’re going to splurge on shoes and looking at OTK boots, I would recommend this pair.
I’ve been working for years and make a point to be save money and be smart about the purchases I make. When it comes to big-ticket purchases such as vacations or nice shoes, I find it easier to set money aside over time rather than come up with it all at once.
The way I look at shopping (“wants”) vs. the essentials in life (“needs” – rent, bills, etc.) is that shopping comes second. Every paycheck I make sure to pay off my bills and set aside a certain amount of money for actual savings (like, see you in 30 years kind of savings) – the rest is mine to spend.
In my experience, money out of sight is money out of mind.
That’s why I really like automatic transfers – you can set this up in any checking account to transfer money on a set frequency from one account to another. Or you can use an app to help you save money – I’ve really been using and loving Digit, which tracks the money in your bank account and automatically withdraws amounts into a separate account.
Because the app is tracking your spending habits, it makes sure to only take an amount of money that you won’t even notice is gone. Over time, you’ll realize you’ve saved a ton of money without even thinking about it! This is great to 1. transfer into actual investments or 2. use on something for yourself – like a pair of shoes. I was able to save a lot of money for upcoming trips by using Digit. Full disclosure – I’m not being paid or anything by Digit, I just really love the app!
I’d love to hear how you approach setting budgets and buying investment pieces – any tips or tricks to share? Lmk!
[…] I like to swap out ankle boots for OTKs. Stuart Weitzman makes all of my go-to’s (remember this post?) and this button down dress is one of my current workwear faves. My workplace is fairly […]
[…] to bite the bullet and get them at full price. Case in point: designer handbags. I make a point to save for investment pieces, but let’s talk specifically about saving up for a designer handbag. I’ve been working […]
[…] and only wear it once, so this dress has been adapted again and again – with a blazer for work, over the knee boots for date night, and lace-up sandals for weekend brunch. Here I’m wearing it with my […]
Great post! It’s definitely tricky to save up but investment pieces are such good staples for your closet 🙂
Xx
Molly
http://www.trendychickadee.com
Lovely post!
http://chicglamstyle.com
Such a helpful post babe!! Thanks for sharing 🙂 Those Stuart Weitzman boots are to die for..definitely an investment piece 😉
XO, Jessi
Would LOVE for you to check out my recap of NYFW!! 🙂
http://www.mywhitet.com/2016/09/20/nyfw-ootd-recap/
such a cute look, love the boho chic vibe!
http://layersofchic.com
[…] I like to swap out ankle boots for OTKs. Stuart Weitzman makes all of my go-to’s (remember this post?) and this button down dress is one of my current workwear faves. My workplace is fairly […]
[…] to bite the bullet and get them at full price. Case in point: designer handbags. I make a point to save for investment pieces, but let’s talk specifically about saving up for a designer handbag. I’ve been working […]
[…] and only wear it once, so this dress has been adapted again and again – with a blazer for work, over the knee boots for date night, and lace-up sandals for weekend brunch. Here I’m wearing it with my […]
[…] a browser extension called Honey, which claimed it would be able to aggregate discounts and help us save money […]